How Did I Get A Bad Credit Score?

How Did I Get A Bad Credit Score?

I have a credit score of 495, however I only owe about 3,000 dollars so how is that possible?! I’ve been savvy with with credit and such and have been doing better but my credit score got worse! It was 571..

ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2sievosijodown

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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

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How Did I Get A Bad Credit Score?
I have a credit score of 495, however I only owe about 3,000 dollars so how is that possible?! I’ve been savvy with with credit and such and have been doing better but my credit score got worse! It was 571..
ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2sievosijodown
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Repayment of loan from a business partner after April 5th?

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Repayment of loan from a business partner after April 5th?

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Repayment of loan from a business partner after April 5th?

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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

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How Did I Get A Bad Credit Score?
I have a credit score of 495, however I only owe about 3,000 dollars so how is that possible?! I’ve been savvy with with credit and such and have been doing better but my credit score got worse! It was 571..
ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://creditandfinancesolutions.info/index.html?src=WP2sievosijodown

Will this be on my credit score?

Will this be on my credit score?

I have multiple loans out all in great standing because I am a college student. However, an old debt from August was sent to a collection agency in the amount of $74.39. I paid off this debt within 2 days of initial contact of this agency. However, I am curious as to how this will affect my credit score, considering that my fiancee and I would like to move from our apartment that we’re living in right now to a different apartment. The Story: I recently received 2 phone calls from a collections agency, and I thought it might be a problem with an electric bill for $74.39 that I had back in August. In August, I was in a college-style apartment complex (only for college students). I was responsible for the electric bill. I paid every bill on time. My lease was up on August 20th, so I called the electric company and paid off my last bill, and closed the account. Apparently, I magically got a bill for $74.39 a few days after closing. However, since I was moving around, I never checked online — after all, I **CLOSED** my account after I paid off my previous bill. I called the electric company (I refuse to work with debt collectors) and asked why I never received any written mail, e-mails, or phone calls regarding this debt. The man couldn’t explain why but gave me the opportunity to pay off my debt over the phone. I paid it off and printed out copies of my bank statement. The collection agency stopped calling less than 24 hours later. I would like to know how much of an impact this will/can have on my credit score. As previously said, I have mutiple loans out (5 or 6) since I am in college and I am seeking to move to another apartment. I am in the state of Connecticut.

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown

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I have multiple loans out all in great standing because I am a college student. However, an old debt from August was sent to a collection agency in the amount of $74.39. I paid off this debt within 2 days of initial contact of this agency. However, I am curious as to how this will affect my credit score, considering that my fiancee and I would like to move from our apartment that we’re living in right now to a different apartment. The Story: I recently received 2 phone calls from a collections agency, and I thought it might be a problem with an electric bill for $74.39 that I had back in August. In August, I was in a college-style apartment complex (only for college students). I was responsible for the electric bill. I paid every bill on time. My lease was up on August 20th, so I called the electric company and paid off my last bill, and closed the account. Apparently, I magically got a bill for $74.39 a few days after closing. However, since I was moving around, I never checked online — after all, I **CLOSED** my account after I paid off my previous bill. I called the electric company (I refuse to work with debt collectors) and asked why I never received any written mail, e-mails, or phone calls regarding this debt. The man couldn’t explain why but gave me the opportunity to pay off my debt over the phone. I paid it off and printed out copies of my bank statement. The collection agency stopped calling less than 24 hours later. I would like to know how much of an impact this will/can have on my credit score. As previously said, I have mutiple loans out (5 or 6) since I am in college and I am seeking to move to another apartment. I am in the state of Connecticut.
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown
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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

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Repayment of loan from a business partner after April 5th?
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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

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Do colleges give emergency loans for textbooks if you can’t afford them and can’t find them cheaper?
I cannot afford 400 bucks worth of books and cannot find them on most of the major used book web sites….if I get a loan refund check I’ll be able to buy them but who knows how long it will take. What does a school do to help?

What is the best credit repair service in uk?
i like to fix my credit and need some good advice? can anybody help me, thanks."

Which bank or financial institutions are offering 100% finance for home loan in chennai and around?
I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?

"$50,000 mortgage w/ 10% down, 732 credit score?"
I’m aiming to get house for $40,000. Borrowing additional $10,000 for sewer hook up (high est. around $5,000) and closing costs. My father and my uncle are willing to co-sign the mortgage. Both of their credit is impeccable and their income is solid. However, I’ve heard that preapproved mortgages don’t take into account co-signers. About me: I can roof, sheetrock, insulate, tape, floor, tile, install siding and install plumbing fixtures myself. My father does electrical. I’ve never carried a balance on my credit card (no debt). I have no auto loan, I have the title to my jeep. It’s mine. I pay about $50/week in gas and $100/month in car insurance. Other expenses total to about $ What’s going to kill me is: I’m 22 year old. I make $12/hour @ 35hrs/week I’m a part-time student with a $7,500 deferred student loan. About the property: 0.35 acre lot, 980 sq.ft, single floor, 1 bedroom, 1 bath, well-water, septic (with approved assessment for sewer hook up right in front), oil and wood heated lake house. The house is a foreclosure and I’m waiting to hear back from my agent as to whether the previous owners owed back-taxes. Otherwise, there are no leans on the property. It’s the shittiest house in the neighborhood, but renovated, could easily sell for $150,000 in a decent market. Both chimneys need to be torn down; one of which is condemned. Fortunately, I work for my uncle who is a mason and who has volunteered to do this and rebuild a singlular up-to-code stack pro bono. Needs to be completely re-drywalled. The bathroom also needs to be re-done. With some simple framing using the existing bedroom, and an over-the-top walk in closet, I can make this a 2 bedroom and rent out the spare room. Of course all of these improvements would be week-end projects. The house itself is otherwise habitable. So, what’s my preapproval going to look like? Do I even have a chance?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Will this be on my credit score?
I have multiple loans out all in great standing because I am a college student. However, an old debt from August was sent to a collection agency in the amount of $74.39. I paid off this debt within 2 days of initial contact of this agency. However, I am curious as to how this will affect my credit score, considering that my fiancee and I would like to move from our apartment that we’re living in right now to a different apartment. The Story: I recently received 2 phone calls from a collections agency, and I thought it might be a problem with an electric bill for $74.39 that I had back in August. In August, I was in a college-style apartment complex (only for college students). I was responsible for the electric bill. I paid every bill on time. My lease was up on August 20th, so I called the electric company and paid off my last bill, and closed the account. Apparently, I magically got a bill for $74.39 a few days after closing. However, since I was moving around, I never checked online — after all, I **CLOSED** my account after I paid off my previous bill. I called the electric company (I refuse to work with debt collectors) and asked why I never received any written mail, e-mails, or phone calls regarding this debt. The man couldn’t explain why but gave me the opportunity to pay off my debt over the phone. I paid it off and printed out copies of my bank statement. The collection agency stopped calling less than 24 hours later. I would like to know how much of an impact this will/can have on my credit score. As previously said, I have mutiple loans out (5 or 6) since I am in college and I am seeking to move to another apartment. I am in the state of Connecticut.
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown

How much does your credit score increase with excellent payment history for 8 months?

How much does your credit score increase with excellent payment history for 8 months?

When I bought my car in November my credit was seriously lacking. Credit score was in the 300’s somewhere. I don’t know much about credit but I know that’s horrible and I only have myself to blame. But in the last 8 months I have paid more than my required monthly amount and have not been late once, not even into the grace period. How much will that raise my credit score? Any answeres would be greatly appreciated!

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown

RELATED FAQS:
Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Auto Loan Stinky Situation?
I bought a family car (2004 Buick Rainer) in my name payoff $21,000. KBB Private Sale is $15,000. My wife backed out of her half left me with a payment of $720 a month causing serious delinquencies on my credit now I cant trade it in, I cant refinance due to my affected credit score, I cant sell coz the bank wont release the title without full payoff.. I have thought of many options voluntary Repo being the last. How can I get out of this loan without hurting my credit? What are my options ? Please advice."

Applacation for a Wallmart Credit card online?
Im tring to find out how to apply for a Wallmart credit card on line .

What is another way to get the auto loan out of my name without hurting my credit?
i tried getting someone to refinance it under their name but did not work out,, What is another way to get the auto loan out of my name without hurting my credit?"

Planning to take a Personal Loan from Muthoot FInace ..But Confused?
HI frnds I am planning to take a loan from Muthoot Finance But confused whether to go or not As its a Pvt Firm Can you please Suggest me on this

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"If I need a home loan of 86,000 dollars, how much would I need to make a year?"
If I need a home loan of 86,000 dollars, how much would I need to make a year?"

How to accept credit card offers on the phone?
I keep getting credit card offers on the phone from Discovery Card. They want my birthday. Mom’s maiden name etc. I won’t give it to them so that ends that. How do you accept an offer on the phone now a days without worrying about Identity theft ?

Has anyone heard of Resq Debt? and if so is it a legit company?
Has anyone heard of Resq Debt? and if so is it a legit company?

How much am I going to pay?
**IT’s actually an APR of 22.9%

I was offered a job and then denied due to a bankruptcy. I am in TX. Is that legal?
I was actually told that was the reason! They also said that I was there top candidate but because I would be working half the time with staffing at banks then they could not hire me because of the bankruptcy. Is this really possible???

Finational help pay off billes with bad credit?
need a consolited loan with bad credit to pay off bills

Do you need a credit card to rent a movie from redbox or is it cash and credit?
Do you need a credit card to rent a movie from redbox or is it cash and credit?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Whats the difference between the interest rate and the APR in a mortgage loan. How is ARP calculcated?
Take for example a 30-yr conforming loan at 5.5 interest rate and an APR of 5.98. What does that mean and what are the factors involved in determining APR.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Best Grapes To Use For Wine….?<>?
Best Grapes To Use For Wine….?<>?

Is $1200 too expensive to file Chapter 7 bankruptcy?
I have only checked two places in my town but this place seems to be very good although im concerned about the price. Is this an average cost of filing or too much? Thank you

Where can I get a balloon auto loan from a reputable financial institution?
I keep hearing about balloon auto loans but every bank I go to has no idea what I’m talking about. I see info all over the internet about them, but cant seem to find a place that will issue one."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can college students file for bankruptcy?
I am a college student. Directly after high school I had a run in with some credit cards. I went through a rough time, in and out of hospitals, taking classes and dropping them and dealing with family illnesses and a miscarriage… I was working two jobs and paying my bills, until I could not longer pay them. I want to file for bankruptcy but do not know how it will effect my student loans or financial aid.. Help! I need to find a banktruptcy attorney and/or financial advisor."

How do you file for bankruptcy in Ohio?
A website that explains this would be nice.

Free credit report????????
At the end of 2008 I got a free credit report from freecreditreport.com. I heard you can get a free on every year. My question is, it is now 2009 and I was wondering if it hasn’t been a year, but since it was in 2008 that I last checked my credit, would it be free or would they charge me?"

Bankruptcy or Collection agencies ?
I just wanted to have some information about What would be the worst between the two? Filing for Bankruptcy or still having my name in a collections agency, financially it’s been a struggle for the last four years and I want to pay everything off. I am in the process of getting work. It will take some time ,but it will be done. I have not filed for bankruptcy nor do I want to do that, however I have the collection agencies calling everyday. What would be the best solution right now and the wisest thing to do? Thanks for the best answer"

Can i transfer money from my credit card to my bank account and how?
i need emergency cash money. i am to pay some one. please help me how i can do this ? and how much minutes will take to transfer money from my credit card to my bank account?
How much does your credit score increase with excellent payment history for 8 months?
When I bought my car in November my credit was seriously lacking. Credit score was in the 300’s somewhere. I don’t know much about credit but I know that’s horrible and I only have myself to blame. But in the last 8 months I have paid more than my required monthly amount and have not been late once, not even into the grace period. How much will that raise my credit score? Any answeres would be greatly appreciated!
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown
"Can debts created by power of attorney be their responsibility and not be for whom they sign for? if so, how?
mom had power of attorney. son was deployed. mom did alot of credit damage. son unaware of any wrong doing until paycheck is garnished and automatic withdrawls he has set up are declining. now his credit score is so low that a loan is impossible. is bankruptcy his option? what is the best way for him to recover financially.

Is 713 a good credit score?
This is my score from EXPE. credit bureau, would it be so much different if I combine all three major beureau?"

When did they stop slavery?
When did they stop slavery?

Auto loans bad credit?
Auto loans bad credit?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Low interest auto loan?
I’ve been trying to get a low interest auto loan to get a used car. I’m 21 and had open accounts that are never late for about 2 years but I guess that’s not enough yet. My bank, USAA approved me for a 9k auto loan at 7% apr but I wish I could get something better. Does anyone have any ideas about how I could get a better deal? Maybe at the dealership through their lenders? Or is the loan I got approved for the best I can get you think?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

I want to pay off my auto loan…?
My auto loan has about 5k and change left. I had no credit, nor a co-signer, so I had to bite the bullet of a high interest rate. 14% to be exact. High, I know. However, I want to pay this off by September buy sending in $1000 every 2 weeks. This is possible, but I need to know how this interest is applied. I don’t want to send in 1k and have it all go to interest. I believe the interest was precalculated, so how would this work? Paying 1k until September will leave me with a few payments, but I at least wanna have 12 payments made before I pay it off. Going back to school, so I will need the extra $230 a month, which is what I pay monthly. Any help would be greatly appreciated. Thanks."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What is a 403k home loan?
what exactly is a 403 k home loan and how do I receive one?

Can i get a car loan with 670 credit score?
i want to buy a 2010 model car and i have a 670 credit score. i want a 22000 dollar car and i want to put down 4000 cash. i also have been employed for the past year and make about 26000 a year. will i get approved for buying a car

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Do I need to maintain full coverage auto insurance for the life of my auto loan?
I was told by a coworker I can just get liability insurance after one year.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?"
If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Should I buy a house and rent it?
I saved up some money and would like to take advantage of the low interest rates. I got pre approved and i would still live with my parents. SO my real question is for the people who have experience in this. Is it too risky? I make 45k a year and only have my student loans (130) and my truck (350). How hard is it to rent out a property? I don’t care if i make money off rent each month. Whatre some expenses of renting out your house and is there agencies that help you get it rented?

What do you have to give up if you file for bankruptcy?
do they come in to your home and take personal belongings? How much does it cost and how do you easily go about doing it? is their an easier way to get creditors off your back if you can not pay?

I just finished paying off an auto loan….it was almost $2000…will this affect my credit score?
actually it was at first a signature loan for about $500 but than while paying for it we got another $1500 loan but had to use my car as collateral so all together was nearly 2000….they added the two and turned it into a auto loan…..it was suppose to be a 2 year loan but i just paid it off in 15 months….so now that account is closed…i was wondering if this will lower my fico score since i have a closed account now…the $500 signature loan was closed out and added to the auto loan at first too….what else can i do to improve my credit? ive been paying on time for my capital 1 credit card and macy charge account….but both is just a little over a year old….and capital is only 300 limit and macy is 100….both will not increase my credit limit….where can i apply at that checks transunion and is easy to approve me?

What happens in Bankruptcy Court?
eecMy husband lost his jib a yr ago,and went to my credit union to modify the auto loans as well as the mortgage and would evaluate after 6 months,unfortunately they baloned 40,00 dollars,we have not reagreed to a new agreement i immediately filed chapter #7,question is,is it worth staying in our house or walking away and buy a smaller foreclosure for much cheaper now a days,my husband is a human tool.I would rather keep our cars and the creditors can have this property.Whats is your take on this???"

In bankruptcy can I now reamortize my mortgage?
I divorced and filed Chapt 13 bankruptcy. My mortgage company has notified me that they will begin foreclosure proceeding if arrearage is not paid by Dec 19. My bankruptcy is going to be modified b/c my income has decreased due to retirement (44%) I would like to keep the house if they can get my payments affordable.

Auto Loan Question?
I will be putting $5000 down, so acutally just financing $17000. I make $2200 a month…HOWEVER… I am military and live on base. I have no rent, water, gas, or electricty bills. I pay phone, internet, and cable (130 a month) cell phone bill (100 a month) and insurance (120 a month with two cars fully covered) That makes my total monthly bills $350. That leaves me with $1850 a month disposable."

What is the best and most accurate way for me to check my credit score and report?
What is the best and most accurate way for me to check my credit score and report?

Can i take out a payday loan in washington if i already have one in oregon?
I live in oregon where you are only allowed to establish one payday loan at a time within the state. However I was wondering if I would be able to take out a payday loan in washington, where you can have more than one at a time. Since they are not within the same state, would I be able to do that? Please no lectures on payday loans and Their so called evil. I promise I’m a big girl, capable of coherant thought."
How much does your credit score increase with excellent payment history for 8 months?
When I bought my car in November my credit was seriously lacking. Credit score was in the 300’s somewhere. I don’t know much about credit but I know that’s horrible and I only have myself to blame. But in the last 8 months I have paid more than my required monthly amount and have not been late once, not even into the grace period. How much will that raise my credit score? Any answeres would be greatly appreciated!
ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2sievosijodown

Auto loan after a Chpt 7 BK?

Auto loan after a Chpt 7 BK?

I’m trying to build and establish new good credit and have begun with 3 credit cards and an installment loan that is nearly finished. My scores have went up and it looks that I’m accomplishing something. 2 things, I need a car and want to wait another 6 months hoping that I can get a loan ($18-22K) with a decent APR.I’ll be 2 years out from the discharge at that point. Does anyone have a suggestion on how to approach this accordingly, I tried to get an account with a credit union but unfortunately because of the BK or a Chexsystems report I’ve been denied. I’m looking for suggestions not criticism of the unknown circumstances that forced us into bankruptcy, Honest legal opinions are appreciated.

ANSWER: For Finance and credit solutions I visit this website where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2sievosijodown

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What are the lyrics to why am i dressed up like a pirate in this restaurant?
they say a man should always dress for the car he wants so why am i dressed up like a pirate in this restaruant its all because some haker stole my indentity

What is the address of HDFC Singapore for availing a home loan?
What is the address of HDFC Singapore for availing a home loan?

"What is the best Home loan provider house, by providing best customer service and intrest rates?"
What is the best Home loan provider house, by providing best customer service and intrest rates?"

Credit card and bankruptcy question?
so i had a discover card that had no balance due during bankruptcy because i paid it off. So i just realized it was still active. If i start using it again and pay it off and everything will i earn credit it on it since it was not apart of the actual bankruptcy? Or should i stop using it and then try and get another one?

My auto loan is paid off and I need to remove my co-signers name from the title. The lienholder signed off and?
My auto loan is paid off and I need to remove my co-signers name from the title. The lienholder signed off and mailed the title to me. How do we take the name of the co-signer off?

"Can I consolidate payday loans, so I can pay them off once and for all?"
Can I consolidate payday loans, so I can pay them off once and for all?"

"Can only one spouse apply for bankruptcy???They have separate acounts, properties, and credit cards???"
Can only one spouse apply for bankruptcy???They have separate acounts, properties, and credit cards???"

Looking for a no charge credit report?
Looking for a no charge credit report?

Has anyone used free credit report.com?
Is it safe?

I filed chapter 7 last year…does that mean my second mortgage is erased?
As in I do not have to pay for it anymore forever? I am keeping the house and up to date paying my first mortgage loan. I do not get bills from my second loan anymore…We recently got our first loan modified…2.5% fixed for 30 years. So we are keeping our house. I just wanna know what is the consequence of our bankruptcy, with us not paying the second loan anymore when we decide to sell the house in the future (maybe 10-20 years from now). Thank you for you time!"

Payday Cash advance which one is the best (Experience only please)?
I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks :-)"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

If someone posted their credit card number online is it illegal to use it?
If someone posted their credit card number online is it illegal to use it?

Credit Score?
How do you go about finding your credit score without having to pay for it? Thank you in advance! Happy Valentine’s Day All!

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Credit score and auto loan advice?
I have a credit score of 709 I’m 20 years old. I was needing to get a $3000 auto loan. I was just wondering if that credit would be enough to get it??

Can I use a Best Buy credit card anywhere?
I have a credit card from best buy, not the rewards zone, just the regular one. There isn’t any Visa or mastercard stamp on it, but can I use that at other places besides best buy?"

I need a small payday loan but i have no bank account. i can pay back within 2 weeks. how can i get one?
I need a small payday loan but i have no bank account. i can pay back within 2 weeks. how can i get one?

Can i file bankruptcy on court fines that are sent to collections?
Im in SLC,UTAH. I have about 3k fines from court going to collections. Can i file chapter 7 on it?"

How long is bankruptcy on your record?
I’ve been thinking lately about filing bankrupt…but was wondering how long it is on your record…//Does that mean I can keep my home and two cars and not pay for them also…besides all the debt I have with my other credit card bills…help..confused I am…

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Money Now Usa.com ??
Has anyone used this site? I am in need of a condsolidation loan, but have been denied latley. I desperetly need this.. I have 7 credit cards. 3 are in collections. I am only in about 6,000 dollars in credit card debt… but still. The due dates are always skatterd so it is hard for me to pay them because the due dates are always so random. I would be better off paying one bill. My credit score is in the 500’s.. Do you think this website is legit? Any other options for me?"

How long does a personal bankruptcy remain on credit report?
I think mine was filed in 2003. Is it true, it may never be removed? Thanks"

Can you surrender a home voluntarily in a Chapter 13 bankruptcy?
I hear a lot of people always say You can keep your property under Chapter 13"". What if you don’t want your home becaue it is the main source of you going bankrupt?"""
Auto loan after a Chpt 7 BK?
I’m trying to build and establish new good credit and have begun with 3 credit cards and an installment loan that is nearly finished. My scores have went up and it looks that I’m accomplishing something. 2 things, I need a car and want to wait another 6 months hoping that I can get a loan ($18-22K) with a decent APR.I’ll be 2 years out from the discharge at that point. Does anyone have a suggestion on how to approach this accordingly, I tried to get an account with a credit union but unfortunately because of the BK or a Chexsystems report I’ve been denied. I’m looking for suggestions not criticism of the unknown circumstances that forced us into bankruptcy, Honest legal opinions are appreciated.
ANSWER: For Finance and credit solutions I visit this website where you can find all the solutions. http://creditandfinancesolution.info/index.html?src=WP2sievosijodown
I am thinking about getting a loan using a loan shark?
anyone have any thoughts about loan sharks? any good ones around at all? i know its not the best think to do but we need the extra cash right now

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can send money through money gram with my credit card details by sending the details to moneygram to do the tr?
can i transfer money to some one online with my credit card

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What will happen if I dont pay payday loan?
The catch is – I’m not USA sitizen.So if I take 10 loans 500$ each and go back in my country what will happen next?My country of origin is Greece by the way!Can they press charges against me and how will they make me pay after I’m gone?

How can i check my Canadian credit score free and how would you rate mine?
i am 22 years old i make all my payment no problems every month. i am in the negative some months but i always paid off the interest and get back in the positive so i am clueless so if anyone can help that be great

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Is it possible to get our new home deposit back?
Here’s the situation– we put a deposit to purchase a new home with a prominent builder last november. The builder prequalified us and told us we would get 100% financing with their mortgage company and said that if we used their mortgage company there would be an incentive. After the home was built, we were sent loads of loan papers that were ridiculous. It was obvious we could not afford the mortgage. The builder resorted to all kinds of ridiculous loans that i have never seen, and forced us to go with these loans. The builder took months to find other lenders that could lend us money to buy the house. If we did go with the loan we would have to foreclose the home in a matter of few months obviously. So, i think the builder qualified us even if we couldn’t afford it and are threatening to take back our deposit. Is it possible to get our deposit back, maybe atleast some portion of it?? This happened in california. Thanks!!!"

What are some good credible student auto loan companies ?
I am a full time college student with about 200 a month to spend on an auto loan.. I was wondering if there are some credible auto loan banks or companies willing to give students loans. thanks

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Whats the best way to fix my bad credit?
I checked my credit report on Free Credit Report. I honestly had thought that I had paid all of the debt following me, but this report had soooo many little things in it. My score is pretty low and I want nothing more than to fix this problem once and for all. It says that my total debt"" is around 2 grand. This is really not that much. But the people who I ""owe money to"" is confusing"

"I am trying to buy a house.My credit score is 648, what will my mortgage be like and is this a good rate?"
I am also buying the house from a blood relative (aunt), does anyone know what gifting equity means?? My mortgage broker stated that my aunt can gift me the equity in her home in order to ensure my down payment and mortgage will not be high. My aunt will sell me the home for 350k but it is worth 450k."

Is there a long term $400 loan (online) I can get that I can pay little by little like monthly?
Is there a long term $400 loan (online) I can get that I can pay little by little like monthly?

I am applying for an interest free loan via a furniture shop?
if they do credit check/ search on me will it affect my credit rating? if they decline me will it affect it?

"Does a student affect my credit score? If I have $7000 student loans, does that bring my credit score down? If?"
so, by what factor?"

Letter of Explanation for a Mortgage Application?
I need a letter of explanation for an mortgage application regarding old medical bills I was unable to pay and have seance neglected to address. I found a few sites with sample letters but none regarding to medical bills. Any help or links would be greatly appreciated.

"Bad credit, USDA Rural Development Loan? Will it work?"
If someone has held a job for more than 3 years, but has a bad credit history (hospital bills, a credit card bill from the past, one accidental bad check from 4 years ago, and a utility bill owed), does this disqualify the person from being eligible for the USDA Rural Development Loan program?"

Why do people blame lenders for getting into debt?
Payday loans can be a life line in emergency..if you repay on time or read the small print for APR rates then its really your fault if you get into financial debt. They are not a charity, they’re there for a service which gets them money…… a lot of money..but they never force you into signing up for the loan do they"

"Closing costs and down payment on a $55,000 mortgage?"
With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size."

"Is credit scores of 544, 503 and 494 consider?
to low for a home equity loan.

Where do i find a private lender or loan shark in melbourne?
i need at least $5000 and as soon as possible is there anyone who can help me?

Capital One Auto Loan?
I have been with capital one for almost one year now, with an auto loan. I always schedule my car payment 5-7 days after its due date, I have never gotten a late fee, but with doing this am I paying more interest or something? Am I paying more in the long run? or is it just a way to convenience the consumer? I have been doing this for a year without ny harassment from capital one, but I am a bit paranoid. Thanks"

Buying a home with bad credit?
I am the wife for 8 years of an abusive husband. My stepdaughters have also physically and verbally abused me with their fathers blessing. My husband is a different man from what I married, so please dont say its my own fault. Thank you. He threatens to throw me out regularly. A few years ago he lost his business. I have had the same job for over 10 years and provide all insurance. He found work, but for much less money and periods of unemployment. Obviously, our credit has taken a major hit. Its been a battle to keep our home out of foreclosure. He hid from creditors after losing his business and now I have garnishments coming out of my pay even though he still makes more than twice what I make. My credit is extremely bad. I want a home for $50,000 or less, so I could make the payments easily, but it seems impossible. I realize a bankruptcy is in my future. When we got married he insisted I feel like the home is mine (it was his first) so we went through having my name put on the loan so we would be co-owners"" and like a fool assumed that he would have my name put on the deed"

"Bankruptcy, do you need proof of debt?"
i talked to a councilor today about filing bankruptcy. He told me that the only way I would qualify was If i were to say I paid rent in the house, even though i dont. I’m wondering if I have to actually show proof of rent?? I dont want to pay someone to help me file and my not be able to in the end ya know?"

This is regarding pay-day loan companies.?
Made the mistake of borrowing money from a payday loan company and now they have assessed all kinds of late fees and today I received a call from a law office threatening to sue for the lates fees and now more interest. The loan has been paid back this is all penalties and interest that I had no idea was in the fine print. What options do I have if any???
Auto loan after a Chpt 7 BK?
I’m trying to build and establish new good credit and have begun with 3 credit cards and an installment loan that is nearly finished. My scores have went up and it looks that I’m accomplishing something. 2 things, I need a car and want to wait another 6 months hoping that I can get a loan ($18-22K) with a decent APR.I’ll be 2 years out from the discharge at that point. Does anyone have a suggestion on how to approach this accordingly, I tried to get an account with a credit union but unfortunately because of the BK or a Chexsystems report I’ve been denied. I’m looking for suggestions not criticism of the unknown circumstances that forced us into bankruptcy, Honest legal opinions are appreciated.
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